Mrsvee's 2 Cents; What is it all about?
It's a place to gain solid information about progs. If you need to make an INFORMED decision, you've come to the right blog! Check below for current posts on various programs, concepts, etc.

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Uncle Sam's
The Traffic Gazette
My Random Downline
NoBShyip Community
Trademark's Blog
Auto Surfing Pros
Surf Bloodhound
LifeStyler's Group
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Mamas Nest Egg
Command Blogs
MPMD City
Elite Surfing
4 Newbies Marketing
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Coastin 88
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Quick Update:

DailyROI: I don't know where this lame rumor started that Daily has some new 50/50 rule; but, it's NOT true. The rule is the same as it's always been. I know the admins of Daily are bombarded with angry emails and for what?? It's not even true!
Why Jake/ASA felt the need to put this on his broadcast is beyond me--maybe he misunderstood--but, news to be VERIFIED before it's delivered via a newscast.
We ALL know the panic people in these programs can engage in...
It's not a far stretch that Daily's TSMC funds are not as accessible as we'd like--and, of course, that WILL cause some issues with those members waiting on those funds. This is a TRI-STAR MC issue--NOT a Daily ROI issue.

People: before you panic--get answers! Verify things before you go in panic mode and start emailing admins with nasties. IF there were some change to the 50/50 rule...I would think James & Mike would have emailed out a detailed explanation....

THERE IS NO CHANGE!! IF DailyROI members want to keep this great program--I'd suggest you all stop the panic and go on about surfing, etc....


Matrix News:


"Live launch" will be VERY soon; so, we wanted to make everyone aware (if you plan on signing up) that you will need $27.50 to sign up FIRST.
Then $7.50 weekly during pre-launch; this will go to $10 weekly after that.
I've spent $ 365 on the reports that will be available upon pre-launch; so, you're getting your 'money's worth'....
Since we have a ONE TIME ONLY $20 initial fee--we are 'upping' the fast start bonus paid to you for everyone you bring in the first time to $10 a person FROM $5.
This will add up--believe me.
This is a good residual base--so, on top of THAT--you are getting the in-depth reports on programs/admins you request as members in our forum (URL to be released soon).

We will be launching with Solid Trust Pay for now only...as Alertpay still has not sent me any code for subscriptions. We can't delay anymore. Testing of the Solid Trust Pay code threw our script for 'a loop' for a bit...(which caused the delays)...but, final testing is about complete and all looks great!


Essentials of the Matrix:

  • 3x9 Forced
  • $10 Fast start bonus for all downlines you personally sponsor-
  • WEEKLY payouts based on those earnings above ($10 minimum)
  • Inclusion in the surf site to come in approximately 2-3 months--we are building this NOW.

The MAJOR plans and development along with a CUSTOM script (that is not cheap) are what we are working on all ready. We will NOT operate a ponzi!
I have a method that WILL allow this surf to be the FIRST legitimate surf. In addition to THAT concept, our team is comprised of people who ARE VERY knowledgeable in trading and Forex. So, while building my plan for legitimacy (which will take a minimum membership base to accomplish and deals with REAL traffic) we will have THOSE plans to sustain us--as we are building now.
A DIVERSIFIED portfolio is being implemented to ensure LONG TERM success--not just the run of the mill--3-6 month run. We are taking this VERY seriously--as we are sick of people losing money--we're sick of mismanagement--we're sick of hit & runners--we're sick of admins who act like YOU are the LUCKY ones--
Bottom line:
We're sick of what this industry has become--so, instead of just bitching about it--we intend to do our BEST to render change--at least in OURS.

Get your thinking CHANGED: Instant gratification is a KILLER mentality: PERIOD.
This causes MORE risk..and you guessed it: MORE LOSS!
Is that what you REALLY want? If so: Good Luck
If it's NOT what you want: Stay tuned!








I decided to try Planet-Surf; Jack from Maximum's new site. I hope Jack stops at 3 sites--admins tend to take on more than they have time for--Jack runs good sites, so for now...I'm in. I'm in Twilight Adz as well and like it so far, too.
It's customary for people to think of cash flow issues when admins continue to open new sites; I hope that's NOT the case with these. We'll see.
I think this one will do well--the design is good--and the hierarchy of sites to surf--ref commissions all waiver dependent on money put in (which is good).


Quick Update:

Matrix is FINALLY about ready! Yeah!! I have a new empathy for admins when they are TRULY having code issues....(sheesh)....
The processor code kept double billing....and with code being tossed back & forth--we 'think' we finally have it done....(testing now & all is well far: knocking on wood NOW)...

We'll be off & running very soon now.....

Just a note: The next step in this IS a surf site....I know I've mentioned that, but I wanted it to sink in. I've been (as have SO many bloggers) trying to drive home the LOW return facet.
Instant gratification gets you losses quicker than anything; we all want that good score...fast score...and shoot: it DOES feel good.
BUT: take some time and add up all those 'great scores'--now go deduct the LOSSES.
What do you get? MOST of you will get a negative number--and THAT, my friends, needs to change.
Get back to wanting something REALLY stable...something that CAN last...
something that will STILL earn you more than you could ever make just letting it sit in a bank...
RE-TRAIN your thinking---
The site we will bring you will be safe...stable...and here for the long term.

Look forward to earning a stable income to cushion your existing one...
The matrix will be the 1st (baby) step....and with the AWESOME income opp....you get data that is truly valuable. I spent $300 of my money for the reports coming up...and more to come...


Ok: surf news:

  • I'm liking Elite Surfing a lot....it's doing very well. I have a pending as of today...will post when that comes through...
  • Daily ROI: Love this one....they are doing a fantastic job...and have plenty in store to be even stronger (tip: daily roi is one of my reports this month in the matrix)
  • 4Newbies: Paid this morning--great to see!
  • DSM: Cashed out today...look forward to that payout and a continuing effort here.
  • Coastin88 & CEPC: paid quickly as usual when I request.
  • Virtual Surf: Paid instantly--as always

I looked at 18hitsdaily: It is a Will/Cathy site....there are about 69 or so sites hosted here...only about 8-10 are actually 'theirs'....(if that)....

I heard back (after an inquiry about Paypal's licensing in Ky)....from a state official there:
Paypal IS licensed in Kentucky....must be newly completed as I don't think Paypal has that one listed yet. I was shocked....but, the fact remains: Paypal is licensed there.
I've talked to many of these officials....there IS a lot of various information, and I made that clear to these officials that there IS misinformation....and when there appear to be 'double standards' (ie: Paypal)....what are people supposed to think?
I listed some good links about Paypal and generalities in my last post; check that out for a refresher.

Reminder of the caution: Some sites will take a hit later this month....prep for fallout from various things going on right now....
New HIGHER ROI/ROA sites...just be smart....
and admins who have programs (or more than one) and open more: well, take that as a POSSIBLE sign of cash flow issues....(not always--but, usually)...

We have some decent programs out there with GOOD admins--we need to support them.
What's tough is losing THOSE kind....

I'm off for now...


I know it's been awhile since my last post....had some health issues come up...had some tests run....still waiting on some final things....but, just wanted everyone to know why it's been 'awhile'.
Sorry....

I got quite irritated at a post I saw from an admin today....and I'll refrain from posting on it for now....as I'm too irritated. I've learned NOT to post when I feel this way; so, I'll wait. I'm waiting on some final comments from certain people anyway--so, I'll just post it all together THEN.
I will write that I only hope that admins take EVERY aspect of their programs SERIOUSLY...dealing with peoples' money IS serious....ALWAYS!
I think it's TOTALLY irresponsible to act as if some things are just 'no big deal'. I was caught off guard today and I'm quite annoyed.

On a side note about 'processors': People think Paypal has never been under the 'microscope' so to write. Not true--here's an article on how the state of Louisiana even wanted paypal to terminate services to those residents due to a 'question' of proper transmitting licensure in that state. Another interesting article as well here. The last paragraph or two of the last one is just food for thought:

Payments is a business fraught with risks. That's why financial institutions - among the most tightly regulated businesses in America - have been designated the gatekeepers to the payments system. Banks take on these risks because, among other things, they enjoy special privileges and access to the federal money trough. When the going gets tough, the government steps in and makes sure nobody loses too much money.

The same isn't true for non-banks. Too often non-banks are blinded by the allure of the money that flows through the payments system, only to be blindsided by the back-end risks. We've witnessed this already among payment card issuers. Remember the Sears Discover Card? (Discover is still around, yes, but it's no longer backed by Sears.)

Can PayPal buck the trend and survive long term in the payments space? Maybe, if it sticks with P2P payments. But as PayPal continues to creep into merchant services - facilitating transactions between online buyers of goods and services - it confronts a morass of regulatory and legal issues that is bound to stymie growth.

Just because they seem to 'get away' with NOT being licensed in ALL states--doesn't mean they aren't liable to do so or can't be held accountable if they are not. Jumping on board the 'dodging the totality of the laws issue' & 'it's just not that important concept' is NOT smart...not responsible...and certainly not prudent when you are 'handling' peoples' money.
I just want these types of issues to be looked at with all the seriousness possible at all times.
Sure, Paypal probably won't be issued any cease & desist orders...and millions will continue to do business with them...as other processors in the surf industry. Whatever floats everyones' boats...just be informed--that's all. Take things like this seriously...do your own research--make your own phone calls, etc... Don't take ANYONE'S word for things that deal with legal issues...people who make these rules and work in these offices are more than willing to answer your questions. Bottom line: take it seriously and do what it takes to abide by the rules...work on filling the loopholes, etc....then all will be better.
That actually goes for this whole business--the 'loophole' factor is HUGE. Scary when you look TOO close...(whew)...


Anyway, we heard from Solid Trust Pay--it looks as if some minor issues will keep us from having the new code for subscriptions right now. We'll use the other code and launch the matrix sooner...and just switch over when the new one is done. We've waited long enough; we, on the team are antsy to launch....many are as well. Thats the latest on that front.
Get your Solid Trust Pay account funded asap.....alertpay should be along shortly...waiting on codes from the processors has made us have the patience of Job....(enter feeble smile here)

I want to tell you all that read here: be VERY careful in the next month-2 months. There are some things 'rustling'--things I'm seeing....things I'm hearing behind some scenes...just be careful. Get your principals out asap in most sites...
It does NOT mean hit & run good sites--it just means don't be stupid & throw your mortgage payment in anywhere right now looking for that "big score"....(thats NEVER a good idea)...
The domino effect is NOT done....only the new domino effect now will be fallout from money being tied up in TSMC so long....
I also think some admins are looking to move/sell their sites....

There is going to be a 'bottoming out' coming very soon....I just know it....
PLEASE play with profit only.....and be VERY careful with any new sites...

I saw that Curt from Ponziscams posting about another Will site??? Geez...I've been so under the weather and swamped--that I missed out on finding that one....glad Curt did.
I haven't looked yet....but, Curt states Cathy's name is on it...I tell you....how many does this make for slick Willy? HOW many more before people learn??

I'm in a more negative mood about this 'industry' right now; so, you'll have to excuse me.
I'm sick of the same bullshit lies....excuses....
When people learn to NOT be blindsided by unrealistic returns....and be HAPPY with a slower--more stable return....maybe there will be less loss.
When admins stop acting like WE are SO lucky to have THEM--maybe there will be balance.
This 'industry' brings out the worst in people sometimes; so, I'm less tolerant lately of the 'mumbo-jumbo'.

I'll stop now before I get into a whole new topic that will keep me on a soapbox too long.
Many have asked me if my refund from 9 Planet No Surf came: answer: No. I'm sure it will, though...







I am liking Elite Surfing a LOT, too....am supposed to have a nice talk with Chris soon....this one is a 'keeper'....

Program I was paid by since my last post:

AS49
Coastin 88
Virtual Surf
Daily ROI
Twilight Adz


Programs I SHOULD have been paid from and was NOT:

Command Bravo
(yes, they're still good guys....but my pending should have shown as expired on March 3rd and paid 3 BIZ days later)...after emails...im's to inform them it never went to pending...nothing- until March 17th...they put it to pending and now, God willing, I'll be paid Wed. or Thurs. BUT: that will be MANY days late. I think it should have just been paid...NOT just finally moved to pending. Yes, they've done well....yes, they've been trustworthy and I still like these guys...but, I've supported them from almost day 1, too & feel fair is fair...
Yep: color me annoyed....

General Update:

Found a new site that I've been watching ..got some good feedback from some other people I trust in this industry....and felt with the unique--non-cookie-cutter--script and background info on these admins...it was worth looking at.
Elite Surfing: give it a shot if you want to. This industry is ripe for a revamping.
I wanted to touch on a few items; many admins and surfers alike are caught up in this struggle of 'hit & running'. When we DO have good admins who have proved they ARE intent on running solid programs--we do need to stick with them, for sure. Now, does that mean throw aside what we should know by now about getting your principal out asap? NEVER!
It does mean (once you have taken out the principal and even some profit) to not run to the next big one to just make a few %age points more--knowing full well the one you run to next will have the same fate sooner or later---and lately: sooner seems to the fate we've all seen.

Admins MUST prepare for all of this from the beginning. Making members jump through change after change after launch is just not good....it lessens confidence immediately...
Remember: people have been trained due to this industry; so why do we find it odd that they trust no one? Who can blame them? Most of them have tried the 'be loyal to admins' concept...and been burned. It's like crying wolf...even when admins DESERVE some loyalty--NOW--they wont get it.
It's a shame....but, we MUST re-train our thinking away from the 'fast profit' mind-set.
Would you REALLY rather have 10 programs who pay high--but last 3 weeks? Or do you want a few low ones who plan well..and who WILL be here? It's still better than any return you'll get via your bank/savings account, etc.
We're all 'instant gratification' people to some extent; but it's THAT mentality that will NEVER get this 'industry' more stable for people who want to MAKE money moreso than LOSE it.

Up to you....be prepared for a solid site coming your way soon that WILL not promise you ridiculous returns and be gone in 4 weeks....
GET your thinking changed...and you'll be more prosperous.

Comments on 4NB and DSM under CEP now:
My feelings on these vary between the 2 sites....and I'll keep those opinions to myself.
I'll leave it at feeling like, at least, the prospective members of these 2 sites will be fine.
I hope Trevor doesn't take on more than he can handle...thats always how things turn for the worse. We all have to try & accept that Trevor and Clayton know what they can & cant handle and hope for the best.
I wont get into, again, the licensing thing with CEPT--I'll feel better, though, when all is well there.

I think you all will see some more surprises going...my last post I felt more P.Share sites would close & they did. At least they closed the moment they knew it wouldn't work...we're seeing less of those hit & run scammers...and thats one good thing.

PLANNING....and MORE planning is essential to make any site last. Think of ANYTHING that could go wrong..and have 2-3 back-up plans just in case.
Don't reach for Pluto --when you can reach the moon and make it good for everyone.

Be ready for a few more sites to 'change hands' or close....it's coming....
Be cautious out there....don't be irresponsible with your hard earned money...it's YOURS.
Keep it that way....

More coming later---

Play Dominoes? You may not like the domino effect that may be seen in the next few days to few weeks in the profit share world...I can feel it...
DSM closing will reap a negative rippling in the profit share model.
If some don't change some things--and fast--it will get worse.
This model has some great potential...but, they are popping up everywhere.

I'll leave that alone for now..

9 Planet announcing its closure threw me for sure. Everything was fine one night...next day: BAM.
Unpredictable....and even when we know this--and try to prep---never ceases to amaze me how quickly some go down now.....you no sooner build up that site...and there goes the 'rug'.
John let everyone know as soon as he KNEW for sure...instead of playing around.

This industry needs a good kick in the arse...(and not from you know who...)...
Imagine this 'industry' being (officially) labeled: online gambling
Enough on that.....

Well...matrix things:
Once Alertpay and Solid Trust Pay get their codes all ready & fixed for the subscriptions: we'll be ready to roll. We're doing what we can to have BOTH ready upon launch; we're at their mercy...so, we'll hope for the best.

I'm in one of those 'negative' moods concerning various programs....so, I'll end on a positive note:

Paid in the past week by:

Computer Traffic
9 Planet (sigh)
Daily Roi (go James....he is AWESOME!)
Coastin 88
CEPC

New Link to look at concerning the CEPT legalities-

I want to clarify that I, in no way, think that Trevor & Clayton are misleading anyone.
Translations of these laws can be VERY technical....I have a call in to the main person in Kentucky who CAN and WILL clarify this.....I hope to finish my conversation with him on Monday.
Trevor, in his interview with NetZen, states that until they meet certain minimal requirements--cannot BE licensed. He states that if they were to submit intent to BE licensed before they meet these financial minimums--they would be denied. This is true (and is included in the facts from the link provided here).
Where I think the mis-translation occurs (on one end or the other) is this: IF a money transmitter in Kentucky (as laws are different in each state)...has not reached this minimum requirement to SUBMIT for licensing--does that mean they can just continue transmitting until they DO reach the minimums to begin official licensing...or does this mean they have to wait to transmit money until they DO meet those minimums to even begin licensure?
I think it would be a double standard if a money transmitter were allowed to conduct business UNlicensed because they had not met the minimums required TO submit for licensure. This would enable transmitters to just stay under that minimum indefinitely...(if they wanted to & were happy to stay below this standard)....these would, then, NEVER have to submit for licensure--because they wouldn't meet the minimums to be APPROVED for licensure. Does this mean they should be able to carry on transmitting money? I don't think it works that way.
Imagine the "low lifes" who would be able to transmit money with NO consequences at all!
Sorry to tell you: state laws would never allow that possibility to exist.
The changes after October of 2006 stopped many of these 'loopholes'.....
Hopefully, we'll get the official word soon....I'm sure that Trevor and Clayton want to be totally legit as well....they are above board guys and want the best for what they have built--and will continue to build.

Desert Sky:

New shock for yesterday; I was hoping it wouldnt occur--but, when I saw the 2% day...I wondered if this would happen. I figured the next day would pick up and things would work out.
Dustin was, no doubt, upset at the disloyalty. I mean we all can join the newer ones as well--we all want to make the most we can. I just wonder why loyalty to some admins CANNOT be integrated as well. Why people are willing to risk losing good admins to make an extra buck for a few days is beyond me. It will only be a few days, too....the drawback to P. Shares is just that: the members dictate its success or failure. Now, many will whine that Dust is a failure--a scammer--etc....what a joke!
If you want to know why it failed: look in your respective mirrors. You all who ran to the share programs who were still at 10% did it. Why couldn't you 'divvy it up' some? Keep a good amount in DSM and still put some in the others? What did you THINK would happen when you pull it ALL out of a good one to put it in a newer one? Or do you just not 'get' the P. Share model?
P. Shares demand, in some form, member loyalty. The problem is: these are getting to be a 'dime a dozen'....and people just run like the wind to the next BIG NEW one who is still at 10-12%. News flash: they will ALL lower sooner than later....these are meant to be 'member based'.....stick with one or two favorite ones....they are NOT meant for hit & runners.
If thats what you want--go play in a standard modeled program and get the hell out of the P. Shares run by good people. When these, run by good people, fail: you have yourself to blame (if you ran to the next biggest one).....so knock off the accusations that some of these 'scammed'.
YOU (who run for 'mo money' every second)...are the 'scammers'...you just cut off your noses to spite your own faces. Do you pull your money out of your 401k fund daily (not that you could--and for good reason) when some other broker offers a higher return that day/week? NO! If you (and everyone else who pools their money) did this: guess what? EVERYONE hurts--
These are meant for stability....cooperation....etc....hit & runners have NO BUSINESS in these.




......I'm off: things to get done.

Interesting reading -since so much is centered around CEPTrust legitimacy as a processor/money transmitter now- NetZen has had some good interviews/correspondence with Trevor.

KENTUCKY MODERNIZES MONEY TRANSMISSION STATUTE

26 April 2006 - The Governor of Kentucky, Ernie Fletcher, signed into law on April 24, 2006, the Kentucky Money Transmitters Act of 2006 [KMTA]. The KMTA repeals the Kentucky Sale of Checks Act and requires that all persons engaged in the business of money transmission in Kentucky be either licensed as a money transmitter, or designated as an agent of a money transmitter. The bill was drafted from the model legislation outline of the Money Transmitters Regulators Association which Kentucky is a member state. The bill was further drafted with additions from other states’ money transmitters laws based on multi-state research, conversations with other state regulators, and input from the industry. The bill had the full support of the Kentucky Bankers Association, Kentucky Credit Union League, the Kentucky Retail Federation, and the national non-bank money transmitters. The KMTA requires that all licensees maintain a net worth of $500,000. The KMTA further requires that the licensee maintain a surety bond of $500,000, which can be raised to a maximum of $5,000,000 based on the discretion of the executive director of the Kentucky Office of Financial Institutions. Licensees must maintain a pool of permissive investments equal to the amount of the outstanding payment instruments. Next, licensees and agents under the KMTA will be required to comply with the reporting and recording requirements of FinCEN. Finally, the KMTA allows a licensee to share a copy of a Kentucky report of examination with a financial institution where the licensee has its account for the purpose of providing assistance with the financial institutions' compliance with the Bank Secrecy Act. The KMTA was designated emergency legislation and therefore went into effect immediately upon the signature of Governor Fletcher on April 24, 2006. However, the KMTRA provides that current licensees under the Kentucky Sale of Checks Act have three months from the effective date of the bill to file a renewal license application. All current licenses under the Kentucky Sale of Checks Act will expire at midnight on September 30, 2006 with the new licenses being issued having an effective date of October 1, 2006. The failure to license as a money transmitter or designated as an agent of a licensee can now result in state prosecution [Class C felony]. This will assist the federal government in the prosecution of money changers, a/k/a hawalas, in this state since the KMTA will now support a prosecution under 18 U.S.C. section 1960, which was strengthened in the USA Patriot Act. A copy of the bill can be downloaded at http://www.lrc.ky.gov/record/06RS/SB123/SCS1.doc. For further information, one may contact Greg A. Jennings, General Counsel, Kentucky Office of Financial Institutions, at (502) 573-3390.




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